COVID-19 Topic: Curi Policy, Coverage, & Premium
How will premium payments that were delayed during the first phase of COVID-19 be reconciled?
In March 2020, Curi made the decision to suspend all premium invoicing until June 30, 2020, in order to help our policyholders navigate the financial hardships…
Does my policy cover me if I need to practice at another location?
Yes. Your Curi medical professional liability policy will cover you for temporary, professional services performed at a different location—e.g., parking lot drive-in clinic, other facility, or…
Does my policy cover me if I need to practice in another locality?
Curi will work with you to arrange coverage should you have to render professional services in another state during this emergency period. You should notify either…
Does my policy cover me if I practice outside my specialty?
Yes. If you are being asked to temporarily render professional services outside of either your specialty or scope of practice during this National Emergency, then your…
Does my policy cover additional staff to assist with the crisis?
Yes. Curi will provide coverage if you intend to add additional, temporary physicians and healthcare providers to address patient surges during this emergency. This includes currently…
Will Curi allow physicians and APPs to drop down to part-time status during this time?
Curi will allow for part-time discounts immediately for physicians who qualify. Additionally, the minimum required time to be working part-time has been amended to 30 days,…
Does my policy cover telehealth?
Yes. Curi’s medical professional liability policy will cover telehealth visits for insured physicians during this declared National Emergency—extending, without conditions, for the later of either sixty…
Does my policy cover patient claims involving COVID-19?
Yes. Curi has no plans to modify or restrict current coverage as it relates to COVID-19 patient claims. As always, coverage is subject to your policy’s…
Will tail coverage be affected by retired physicians returning to work during the emergency?
No. If you were a previous policyholder who retired and plan to come back to work to help during this National Emergency, you can rest assured…
Can we offer telehealth services in states where our physicians aren’t licensed?
Curi’s medical professional liability policy will cover telehealth visits for insured physicians during this declared National Emergency—extending, without conditions, for the later of either sixty (60)…
HR & Business Continuity Resources
Curi partners, CAI and Sentinel Risk Advisors, have numerous resources to help practices prepare for the potential business challenges and disruptions that will come with this pandemic.
Curi’s Financial Hardship Offerings
Curi has three options to support our insureds with financial hardships associated with the COVID-19 pandemic.
Google COVID-19
This is the official Google resource for all things COVID.
Federal Judge Strikes Down Labor Department’s Rule on Leave for Healthcare Providers
A federal judge last week struck down part of a U.S. Department of Labor (DOL) rule limiting paid leave for COVID-19. U.S. District Judge Paul Oetken ruled that…
Virginia Governor Signs Civil Immunity Executive Order
Virginia Gov. Ralph Northam yesterday entered an executive order clarifying existing state law that healthcare providers and practices responding to a stated public health emergency—including COVID-19—are immune…