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Legal Notices

Terms of Use | Website Privacy Policy | Accessibility Statement

Terms of Use

Last Updated: 8/25/2023

Acceptance of the Terms of Use

These Website Terms of Use (these “Terms”) govern your access to and use of this Website, including any content, functionality and services offered on or through the Website.

These Terms constitute a legally binding agreement between Curi Holdings, Inc., its subsidiaries and affiliate entities (“Curi,” “we,” “us”, “our”, or “Company”), you, and the person using this Website whether you are a guest or registered user.

Please read these the Terms carefully before you start to use the Website. If you do not want to agree to these Terms, you must not access or use the Website. These Website is offered and available to users who are 18 years of age or older. By using this Website, you represent and warrant that you are of legal age to form a binding contract with Curi and meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you must not access or use the Website.

By using this Website, you agree to the most recent Terms.

If you enter into any other agreement(s) with Curi—including, but not limited to, a malpractice insurance policy, confidentiality and non-disclosure agreement, business associate agreement—these Terms are in addition to the terms of such other agreement(s). In the event of a conflict between these Terms and any other agreement(s) between you and Curi, those agreements shall govern to the extent of the conflict(s). Entering into such agreements, visiting the Website, or agreeing to any of these Terms, does not guarantee you as eligible for any product and/or service offered through the Website or otherwise.

Changes to Terms

Curi may change these Terms at any time, in its sole discretion, and such changes will be posted on this webpage. Any such changes are effective immediately as of the time they are posted on the Website and apply to all access to and use of the Website thereafter. It is your responsibility to review these Terms each time you use this Website so you are aware of any changes, as they are binding on you. Your continued use of this Website following the posting of revised Terms means you accept and agree to any/all changes to the Terms, and you agree to the Terms in effect as of the time of your use.

Modifications to the Website

We reserve the right to withdraw or modify this Website, and any service(s) or material(s) we provide on the Website, in our sole discretion without notice. We will not be liable if for any reason all or any part of the Website is unavailable at any time or for any period.

Account and Website Security, Suspension, and Termination

If you choose, or are provided with, a username, password, or any other piece of information as part of our security procedures, it is your sole responsibility to ensure the confidentiality of such information. You agree to notify us immediately of any unauthorized access to or use of your username or password or any other breach of security.

The Company has the right to disable any username, password, or other identifier, whether chosen by you or provided by us, at any time in our sole discretion for any or no reason, including but not limited to if, in our opinion, you have violated any provision of these Terms.

The Company has the right to immediately suspend or terminate a user’s right to use the Website. The Company also has the right to disclose information about a user as allowed under applicable law, including the user’s identity and other personal information, to law enforcement authorities.

Commercial Use

Unless otherwise expressly authorized herein or on the Website, you must not access or use for any commercial purpose any part of the Website or any of the services or materials available through the Website. You agree not to display, distribute, license, publish, reproduce, duplicate, copy, create derivative works form, modify, sell, resell, transfer or upload for any commercial purposes any portion of the Website, use of the Website, or access to the Website.

Any/all resources provided by Curi through any portal access on this site are intended and provided only for use by Members with active/current medical professional liability policies with a Curi company. If you download, view, and/or utilize Curi materials provided for use by Members only, you agree not to display, distribute, license, publish, reproduce, duplicate, copy, create derivative works form, modify (including but not limited to rebrand), sell, resell, transfer or upload for any commercial purposes, all or any portion of these materials for any purpose unless explicitly authorized.

Intellectual Property Rights

The Website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by the Company, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

Trademarks

The Company name, the Company logo, and all related names, logos, product and service names, designs, and slogans are trademarks of the Company or its subsidiaries, affiliates or licensors. You must not use such marks without the prior written permission of the Company. All other names, logos, product and service names, designs, and slogans on this Website are the trademarks of their respective owners.

Prohibited Uses

You may use the Website only for lawful purposes and in accordance with these Terms. You agree not to use the Website:

  • In any way that violates any applicable federal, state, local, or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the US or other countries).
  • For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information, or otherwise.
  • To transmit, or procure the sending of, any advertising or promotional material without Company’s prior written consent, including any “junk mail,” “chain letter,” “spam,” or any other similar solicitation.
  • To impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person or entity (including, without limitation, by using email addresses or screen names associated with any of the foregoing).
  • To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Website, or which, as determined by us, may harm the Company or users of the Website, or expose them to liability.

Additionally, you agree not to:

  • Use the Website in any manner that could disable, overburden, damage, or impair the site or interfere with any other party’s use of the Website, including their ability to engage in real time activities through the Website.
  • Use any robot, spider, or other automatic device, process, or means to access the Website for any purpose, including monitoring or copying any of the material on the Website.
  • Use any manual process to monitor or copy any of the material on the Website, or for any other purpose not expressly authorized in these Terms, without our prior written consent.
  • Use any device, software, or routine that interferes with the proper working of the Website.
  • Introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.
  • Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Website, the server on which the Website is stored, or any server, computer, or database connected to the Website.
  • Attack the Website via a denial-of-service attack or a distributed denial-of-service attack.
  • Otherwise attempt to interfere with the proper working of the Website.

Online Purchases and Other Terms and Conditions

To the extent a payment is made via this website, that payment is governed by the terms of the underlying payment agreement or policy. Additional terms and conditions may also apply to specific portions, services, or features of the Website. All such additional terms and conditions are hereby incorporated by this reference into these Terms.

Social Media Features

You may link to our homepage, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval, or endorsement on our part without our express advance written consent.

This Website may provide certain social media features that enable you to:

  • Link from your own or certain third-party websites to certain content on this Website.
  • Cause limited portions of content on this Website to be displayed or appear to be displayed on your own or certain third-party websites.

Your Content

This Website may also provide you the capabilities to send emails or other communications or upload data with certain content or other material on this Website (collectively, “Content”). To the maximum extent permitted by law, Curi will have no liability related to your Content arising under the laws of copyright, libel, privacy, obscenity, or otherwise. Curi also disclaims all liability with respect to the misuse, loss, modification, or unavailability of any of your Content.

By providing your Content to Curi, you agree that:

  • Curi may store your Content.
  • Curi may review, but is in no way obligated to review or notify you of our review, Your Content for any reason, including compliance with these Terms and/or our Privacy Policy or areas where our Website is available or used.
  • You are providing your Content to Curi at your own discretion and Curi does not in any way certify or provide approval or permission prior to you providing your Content.
  • Curi may display your Content to any and all of Curi’s affiliates, subsidiaries and employees for the purpose of providing our products and services.
  • Curi may use your Content in furtherance of providing its products and services.

Links from the Website

The Website may contain links to other sites and resources provided by third parties. We have no control over the contents of those sites or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third-party websites linked to this Website, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.

Geographic Restrictions

The owner of the Website is based in the State of North Carolina in the United States. We provide this Website for use only by persons located in the United States.

Disclaimer of Warranties

You understand that we cannot and do not guarantee or warrant that information available or downloadable from the internet or the Website will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our site for any reconstruction of any lost data. TO THE FULLEST EXTENT PROVIDED BY LAW, WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES, OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA, OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY WEBSITE LINKED TO IT.

YOUR USE OF THE WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE IS AT YOUR OWN RISK. THE WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER THE COMPANY NOR ANY PERSON ASSOCIATED WITH THE COMPANY MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE WEBSITE. WITHOUT LIMITING THE FOREGOING, NEITHER THE COMPANY NOR ANYONE ASSOCIATED WITH THE COMPANY REPRESENTS OR WARRANTS THAT THE WEBSITE, ITS CONTENT, OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE

WEBSITE WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.

TO THE FULLEST EXTENT PROVIDED BY LAW, THE COMPANY HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE.

THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

Limitation on Liability

YOU AGREE THAT TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL CURI, ITS AFFILIATES OR SUBSIDIARIES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE.

YOU UNDERSTAND AND AGREE THAT CURI, ITS SUBSIDIARIES AND AFFILIATES DO NOT PROVIDE ANY MEDICAL OR LEGAL ADVICE ON OR THROUGH THIS WEBSITE.

THE FOREGOING DOES NOT AFFECT ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

Indemnification

You agree to defend, indemnify, and hold harmless the Company, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms or your use of the Website, including, but not limited to, any use of the Website’s content, services, and products other than as expressly authorized in these Terms, or your use of any information obtained from the Website.

Governing Law and Jurisdiction

Before seeking legal recourse for any harm you believe you have suffered arising from or related to your use of this Website, you agree to inform us in writing and to give us 30 days to cure the harm before initiating any action.

All matters relating to the Website and these Terms, and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of North Carolina without giving effect to any choice or conflict of law provision or rule (whether of the State of North Carolina or any other jurisdiction).

Any legal suit, action, or proceeding arising out of, or related to, these Terms or the Website shall be instituted exclusively in the federal courts of the United States or the courts of the State of North Carolina, in each case located in the City of Raleigh and County of Wake, and you waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

The foregoing does not affect Curi’s right to bring any suit, action, or proceeding against you for breach of these Terms in your country of residence or any other relevant country.

Waiver and Severability

No waiver by the Company of any term or condition set out in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of the Company to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.

If any provision of these Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms will continue in full force and effect.

Your Comments and Concerns

This website is operated by Curi, 700 Spring Forest Road, Suite 400, Raleigh, NC 27609, USA.

Any feedback, comments, requests for technical support, and other communications relating to the Website should be directed to: marketingcommunications1@curi.com.

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Website Privacy Policy

Last Updated: May 31, 2023

Curi Holdings, Inc. and its affiliates and subsidiaries (collectively, “Curi,” “Company,” “us,” “our,” or “we”) are dedicated to protecting your personal information and your right to privacy. In this privacy policy (“Privacy Policy”), we endeavor to explain in the most transparent way possible what information we collect when you visit our website, www.curi.com (“Website”); and how we protect, use, and disclose it. This Privacy policy also applies to the information we collect about you from third parties or when you contact us by email or phone.

This Privacy Policy does not cover the protected health information (“PHI”) we may collect, use, and disclose in our capacity as a business associate under the Health Insurance Portability and Accountability Act of 1996 (“HIPAA”). The controller of the PHI we may collect is the covered entity, as defined by HIPPA, that we are contracted via a business associate agreement.

Our Website is not intended for anyone under 18 years of age. No one under 18 may provide any information to or on the Website.

Please take a moment to read this Privacy Policy carefully. If there are any terms in this Privacy Policy that you do not agree with, please discontinue using our Website immediately. By using our Website, you agree to our collection, use, and disclosure of information under this Privacy Policy.

INFORMATION WE MAY COLLECT

We may collect several types of information from and about you, including:

  • Personal data you give us directly, i.e., name, address, email, telephone number when you fill out a form or contact us through our Website;
  • Personal data we collect automatically, i.e., usage details, domain address, IP addresses, internet browser, operating system, internet connection, equipment, information cookies collected; and
  • Personal data we collect from other sources, i.e., information from our business partners and third-party reporting services, including medical information, ePHI, and contact information.

HOW WE USE YOUR INFORMATION

We use your information:

  • to present our Website and its contents to you;
  • to develop and improve our products, services, communication methods, and the functionality of our Website;
  • to provide you with information or services that you request from us;
  • to fulfill our obligations to you as a customer;
  • to provide you with notices about your account;
  • to improve our customer service and internal training purposes;
  • to perform our contract with you, including billing and collection;
  • to notify you about changes to our Website and online products or services;
  • to allow you to participate in interactive features on our Website and to personalize your experience;
  • to authenticate the identity of individuals contacting us by telephone, electronic means, or otherwise;
  • to enable communications with you regarding our services, such as email and text;
  • to provide personalized products, communications, and targeted advertising as well as product recommendations to you; and
  • to manage our everyday business needs to fulfill any other purpose identified by you.

THE INFORMATION WE MAY DISCLOSE

We may disclose your information:

  • To our subsidiaries and affiliates;
  • To contractors, service providers, and other third parties we use to support our business;
  • To advertisers, ad networks, advertising partners, and ad measurement providers (to bring you more relevant ads and report on the effectiveness of ad campaigns); and
  • To persons or organizations as necessary to perform transactions or provide services you request or authorize.

We may also disclose your Information for permitted purposes, including:

  • To fulfill the purpose for which you provide it, i.e., to process your inquiry for reporting a claim, your request to verify coverage and your premium payments;
  • To enforce or apply our Terms of Use, any malpractice insurance policy, non-disclosure agreement, and other agreements, including for billing and collection purposes,
  • To comply with a court order, law, or legal process, including responding to any government, regulatory, or law enforcement request;
  • To defend our legal rights or protect our employees or customers;
  • To further a business transaction involving the sale of all of or a portion of our business or assets, in which case we will comply with applicable laws regarding notice and consent in such transfers; and
  • To prevent fraud and reduce credit risk.

We may use, retain and disclose aggregated information that does not identify an individual.

COOKIES AND OTHER TRACKING TECHNOLOGIES

We use cookies to make our Website easier to use, to deliver a personalized experience, and to better tailor our products, services, and our Website to your interests and needs. Cookies are used to help speed up your future activities and your experience on our Website.

Cookies, pixel tags, and similar technologies (collectively “Cookies”) are files containing small amounts of information downloaded to any internet-enabled device, i.e., your computer, when you visit a website.

We also use Third-Party Cookies. We use a number of partners that may also set cookies on your device on our behalf when you visit our Websites to allow them to deliver tailored advertising within their domains. We may have third parties collect your personal information this way.

The cookies on our Website collect your personal information, which is then profiled into audiences to deliver targeted advertising tailored to your interests and limit the number of times you see an advertisement.

Lastly, cookies on our Website compile anonymous, aggregated statistics that allow us to understand how people use our websites and to help us improve their structure and content.

We also use Google Analytics, which is a web analytics service provided by Google. To learn more about opting out of your data used by Google Analytics, go to Google Analytics Opt-out Browser Add-on.

If you disable the cookies we use, this may impact your user experience while on our Website.

SECURITY

We have implemented reasonable measures to secure your personal information from accidental loss and unauthorized access, use, alteration, and disclosure. The safety and security of your information also depend on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Website, you are responsible for keeping this password confidential. We ask you not to share your password with anyone.

THIRD-PARTY LINKS

Our Website may contain links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other websites. We encourage our users to be aware when they leave our website and to read the privacy statements of any other website that collects personally identifiable information.

CHANGES TO OUR PRIVACY POLICY

We may modify our privacy policy from time to time. The most recent version is always posted at curi.com. When we make changes, we will revise the “Last Updated” date at the top of this policy.

CONTACTING US

If there are any questions regarding this Privacy Policy, you may contact us by mailing us at Curi Holdings, Inc., Attention: General Counsel, P.O. Box 98028, Raleigh, NC 27624.

Additional Notice for Virginia Residents

This Additional Notice for Virginia Residents supplements the information contained in the Privacy Policy and applies to Virginia residents from whom we collect Personal Data as a controller under the Virginia Consumer Data Protection Act as amended or superseded from time to time (“VCDPA”).

For the purpose of this section, “Personal Data” means any information that is linked or reasonably linkable to an identified or identifiable natural person. Personal Data does not include de-identified data, publicly available information (as these terms are defined under the VCDPA), or any other Personal Data otherwise excluded from the scope of the VCDPA.

If you are a Virginia resident, you may exercise the following rights with respect to your Personal Data:

  • To confirm whether or not we process your Personal Data and request access to such data;
  • To delete Personal Data you have provided to us or that we have obtained about you, subject to exceptions;
  • To correct inaccuracies in your Personal Data;
  • To opt out of the processing of your Personal Data for purposes of (i) targeted advertising; (ii) the sale of Personal Data; and (iii) the processing of your Personal Data for certain types of profiling in furtherance of decisions that produce legal or similarly significant effects;
  • To obtain a copy of your Personal Data in a portable and, to the extent technically feasible, readily usable format; and
  • To appeal any decision with regard to your privacy request.

Please note that there are exceptions and limitations to each of the rights listed above. If you are a Virginia resident, to exercise your right to opt out of the processing of your Personal Data for purposes of targeted advertising or the sale of Personal Data, where permitted by law, click here. To exercise any other privacy rights described above, please submit your request via our online form.

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Accessibility Statement

Curi is committed to ensuring digital accessibility for people with disabilities. We are continually improving the user experience for everyone, and applying the relevant accessibility standards. Despite our best efforts to ensure accessibility of Curi.com, there may be some limitations.

We aim to respond to accessibility feedback within 10 business days, and to propose a solution within 30 business days. You are entitled to escalate a complaint to the national authority, should you be dissatisfied with our response to you.

We welcome your feedback on the accessibility of the Curi.com. Please let us know if you encounter accessibility barriers on Curi.com: Contact Us.