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About Us

Our Story

Valued advice that’s time-tested and trusted.

With nearly five decades of service to physicians and their organizations, our legacy of tailored, innovative solutions runs deep. Founded as several regional insurance companies in the 1970s and 1980s, we insured physicians against malpractice risk—even when others wouldn’t or couldn’t. And we’ve been identifying new ways to meet the ever-evolving needs of the healthcare community ever since. Our recent merger with Constellation and acquisition of RMB Capital have strengthened our ability to serve our clients for the next 50 years and beyond. 

Today, Curi is comprised of three distinct businesses: Curi Insurance, our flagship medical malpractice liability insurance business; Curi RMB Capital, a registered investment advisor launched in 2019 to provide wealth management, asset management, and retirement plan solutions to individuals, families, and businesses; and Curi Advisory, established in 2021 to offer comprehensive business and clinical solutions that help our clients protect, optimize, and grow their businesses. 

As a full-service advisory firm, our valued advice is grounded in your priorities and elevated in your outcomes. We’re driven by a deep understanding of your specific circumstances in medicine, business, and life. 

Why Curi?


With our holistic approach and benefit-driven solutions, we’re the advisor you need for the personal and professional growth you want.

We’re your advisor.

The one who knows you by name and nuance. The one who uses deep understanding to offer outstanding service. And the one who listens actively in order to deliver solutions proactively.

Our expertise is valued.

Equal parts physician champions, smart business leaders, and thoughtful partners, we go big on goal-powered growth. We push for performance that’s time-tested and trusted. And we advocate fiercely and advise gently.

With support that’s expedited, you’ll have what you need to immediately proceed.

On the cutting edge of your evolving needs, we’re an advisory firm that offers tailored expertise today and thinks long-term about tomorrow.

We’re a place where people who take care of others can be taken care of themselves. From our real-world perspectives to our proven financial strength (“A” (Excellent) AM Best financial strength rating and Ward’s 50® since 2020), when we advise, people and businesses advance.

Our History

  • 1975 Medical Mutual Insurance Company of North Carolina (MMICNC) is founded.
  • 1978 Utah Medical Insurance Association (now UMIA Insurance, Inc.) is founded.
  • 1980 Minnesota Medical Insurance Exchange (MMIE), the precursor to Midwest Medical Insurance Company (now MMIC Insurance, Inc.), is founded.
  • 1988 Michigan Professional Insurance Exchange (MPIE) is founded.
  • 2001 Centurion Medical Liability Protective Risk Retention Group, Inc. (Centurion) is founded.
  • 2006 MMICNC launches HR|Experts (now HR On-Call) for clients, providing unlimited access to trusted HR advice for practices.
  • 2008 Arkansas Mutual Insurance Company is founded. MMICNC begins paying member dividends. More than $54.2 million paid to date.
  • 2009 The Legacy Fund is established. More than $151.6 million allocated to members to date.
  • 2010 A mutual insurance holding company (which would, in 2015, become Constellation, Inc.) is formed, bringing together a collective of like-minded insurance companies.
  • 2011 MMIC RRG (now MMIC Risk Retention Group, Inc.) is created.
  • 2019 MMICNC becomes Curi Holdings, Inc (Curi). Curi Capital is established.
  • 2021 Curi Advisory is established.
  • 2023 Curi and Constellation complete merger, bringing multiple insurance companies together.
  • 2024 Curi Capital and RMB Capital complete merger to create Curi RMB Capital.