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Curi Insurance

Medical Professional & General Liability Insurance

Comprehensive MPL coverage created by physicians for your unique needs

Our flexible, responsive underwriting process and comprehensive coverage provides the protection you need and the personal attention you and your organization deserve.

Multiple coverage and limit options

Customize your policy by selecting from a wide range of policy limits for you and your organization.

Broad regulatory and cyber coverage included

Your Curi policy comes with additional regulatory and compliance protections as well as protection against the risk from network security and privacy exposures.

Consent to settle is a part of every policy

We provide personalized support throughout the claims process and would never settle without your consent.

Admitted and non-admitted policy options

We provide state approved and backed policies or policies with regulatory flexibility for specific coverage and structure needs.

Member Dividends

These are annual cash payments to qualifying physicians and practices.

The Legacy Fund

The Legacy Fund is a member savings account for each qualifying individual member physician or practice that grows tax-deferred and payout upon designated events. ​

CLAIMS DEFENSE

Defending good medicine

Should you be faced with a claim, a dedicated claims consultant with experience in your area will be with you at every step in the process. Because we’re grounded by a deep commitment to defending good medicine, we invest substantially in the defense of our cases—and our record shows it.



At the time of publications, the data above was obtained from the 2023 combined clams history and experience of Curi Holdings, Inc. and Constellation, Inc. * Industry Claims Data Report
  • HEAL, an exclusive early intervention program
  • Access to our Clinician Peer Consult Program which connects clinicians facing an adverse event, claim, or lawsuit with a peer consultant
  • Experienced defense counsel with up to two attorneys at trial
  • Extensive deposition and trial preparation for our insureds
  • Dedicated, tenured claims consultants with legal, healthcare, industry, and insurance experience will review your case
  • Multiple experts beginning early in the process, drawing from a national network of leading academic and community-based professionals

PRACTICE ADVISORY SERVICES

Minimize your risks. Maximize patient and practice outcomes.

Access our risk management services and health policy guidance offered exclusively through our Curi Advisory business.

  • Risk Management Guides
  • Online Risk Assessments
  • CME-Eligible Webinars (allowing physicians to earn AMA PRA Category 1 Credits™ )
  • Health policy updates and guidance

HOSPITALS AND HEALTH CARE FACILITIES

Surround your facility with protection

Curi offers comprehensive general liability coverage, for hospitals and health care facilities only, for physical risks such as bodily injury and property damage occurring at your place of business. Contact us today to learn more.

Want to learn more about MPL or General Liability coverage?

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All insurance products and services are provided by licensed insurance companies that are subsidiaries of Curi Holdings, Inc. Not all insurance products and services are available to all persons in all states. Not all Curi affiliated companies are mutual companies, and not all Curi members are insured by a mutual company.

Referenced Insurance Underwritten by one of the following entities: Medical Mutual Insurance Company Of North Carolina, Arkansas Mutual Insurance Co., Medical Mutual Insurance Company of North Carolina, Medical Security Insurance Company, MMIC Insurance, Inc., MMIC Risk Retention Group, Inc., and UMIA Insurance Inc.